Credit Card Management Services, Inc.

4.5 star rating Rating - based on 60 reviews & complaints
Credit Card Management Services, Inc. d.b.a. is an IRS Approved 501c3 Non-Profit Florida Corporation dedicated to our mission of providing compassionate and professional, financial counseling and education.  
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Credit Card Management Services, Inc. Categories
Credit Counseling & Repair
Debt Negotiation Services
Debt Consolidation Services

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Customer Reviews, Ratings & Complaints
Review Posted 7/23/2019
Bill Messerschmidt- Reverse Mortgage Counseling
Mr. Messerschmidt was very helpful during our counseling session. He made my husband and I feel very comfortable with the entire process. He took his time to ensure we understood our options, and he made us feel that he was an advocate for us. He... Read More »
Review Posted 7/10/2019
AAA+++ Bill Sheehan
Bill Sheehan helped me through a very difficult Debt situation my Mother found herself in. Took a lot of stress off both our backs with his knowledge and expertise with the situation she was in. Highly recommend this company for any debt situation... Read More »
Review Posted 8/25/2017
Bill Messerschmidt, Reverse Mortgages
Mr. Messerschmidt was very clear in presenting his information regarding reverse mortgages and showed a great understanding of the process. He was very kind and interesting to listen to and asked if we had any questions throughout the consultation... Read More »
Review Posted 8/23/2017
Very professional My wife and i found ALEx very easy to talk to A job well done THANKS Read More »
Review Posted 5/9/2017
Reverse Mortgage Counselling Done Right
Alex did a great job meticulously explaining the program, our options, and completely detailed the requirements of both homeowners and lenders in the process. His explanations were clear and concise and he stopped frequently to ask if we had quest... Read More »
Review Posted 4/27/2017
Very informative experience
Thanks to Bill Messerschmidt for clarifying the many options available when making such a crucial decision. The entire experience was extremely informative. I would recommend this company and Bill to anyone looking for impartial information regard... Read More »
Review Posted 3/29/2017
Helpful & knowledgeable with my reverse mortgage
Mr. Messerschmidt clarified any questions I had and his patience was very Thoughtful. Much easier to make a decision and fill confident about the change. Professional and thorough during the session. Many thanks, Bill. Read More »
Review Posted 3/7/2017
Excellent experience and trustful results
My wife and me received the service we wanted (counseling for reverse mortgage) in a clear and thoughtful way, very helpful about the details that had been hidden for us until this service and we are much better prepared to make a decision after t... Read More »
Review Posted 3/2/2017
Bill Messerschmidt, Reverse Mortgage Counseling
Mr. Messerschmidt was very professional during this session. He was very thorough and explained the process and requirements clearly. He was patient with our questions and made sure we understood the answers he provided. In fact, he identified som... Read More »
Review Posted 1/18/2017
Bill Messerschmidt, Reverse Mortgage Counseling
Mr. Messerschmidt was a true professional in doing his job. Very pleasant but to the point. He went through the required information and questions in an orderly fashion and wrapped up the interview within an hour. A pleasure to have him perform th... Read More »
Review Posted 12/29/2016
Bill Messerschmidt - Reverse Mortgage Counseling
We had a counseling appointment with a different counseling service at the beginning of 2016. Unfortunately the appraisal did not come in where it needed to. The benefit we got from that delay was selecting Mr. Messerschmidt as our counselor for... Read More »
Review Posted 12/12/2016
Reverse Mortgage/ counseling - Mr. Bill Messerchmidt WOW, I had a counseling with Mr. Messerchmidt to my pleasure he was very informative. If there was something I didn't understand he didn't move on until I fully understood the information.... Read More »
Review Posted 10/14/2016
Bill Messerschmidt, Reverse Mortgage Interviewer
Bill Messerschmidt is an excellent counselor for the reverse mortgage interview. He communicated clearly and concisely, and answered my questions easily. Read More »
Review Posted 8/24/2016
Reverse Mortgage Counseling
I had an interview with Bill Messerschmidt yesterday. it went quite well. He was patient and informative. He was professional and very knowledgeable. Answered all my questions and was a very pleasant person to deal with. I felt comfortable speakin... Read More »
Review Posted 6/2/2016
REVERSE MORTGAGE INTERVIEW with William Messerschmidt
My wife and I had our interview today with Bill and had a "no problem" time. Bill was very informative and answered all our questions and some we had not thought of. We were a little skeptical about the reverse mortgage in the first place, but aft... Read More »
Review Posted 5/5/2016
Reverse Mortgage Counseling with Bill Messerschmidt
My wife and I had our HUD required Reverse Mortgage Counseling with Bill Messerschmidt this morning. We were very pleased with the Professionalism and all the help that he gave us. He explained how the Reverse Mortgage worked. My wife asked a lot... Read More »
Review Posted 5/3/2016
Reverse Mortgage Counselor- Mr. Bill Messerschmidt
I had a counseling with Mr. Messerschmidt yesterday to review the things I needed to know about the reverse Mortgage. He was very polite and made me feel comfortable about the things I need to know. Read More »
Review Posted 4/14/2016
Reverse Mortgage Interview with Francisco Vargas
My mother just had yesterday the HUD required Reverse Mortgage counseling session with Francisco Vargas and I was present during the whole session. We both agreed that Mr. Francisco Vargas was very informative, knowledgeable, professional and very... Read More »
Review Posted 4/4/2016
Reverse Mortgage Counselor - Mr. Bill Messerschmidt
My wife and I completed our HUD required Reverse Mortgage counseling session with Mr. Bill Messerschmidt this morning. We both thought that Mr. Messerschmidt was very informative and professional during the session. He made sure we were aware of t... Read More »
Review Posted 3/4/2016
Reverse Mortgage Counseling with Bill Messerschmidt
I have just completed a review of the reverse management program and really appreciate the information I received from this gentleman. He was very knowledgeable and walked me through the entire program. I would recommend Mr. Bill to anyone interes... Read More »
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Additional Business Information
Hours   Mon. - Thurs. 9am to 9pm Fri. & Sat. 9am to 7pm Phone   (800) 920-2262 Address   1325 North Congress Avenue, #201
West Palm Beach, FL 33401
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